Effective Date: January 1, 2026
Last Updated: January 1, 2026
By accessing our website, submitting a funding application, or using any services provided by RET Venture LTD ("Company," "we," "us," "our"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you may not use our services.
To apply for funding or use our services, you must:
RET Venture LTD is a direct business lender providing various funding products including, but not limited to:
All funding is subject to credit approval, underwriting review, and execution of a formal loan agreement. Submission of an application does not guarantee approval or funding.
By submitting a funding application, you authorize RET Venture LTD to:
You agree to provide complete and accurate information. Misrepresentation or omission of material facts may result in denial of your application or termination of any approved funding.
If your application is approved, the specific terms of your loan—including funding amount, interest rate, fees, repayment schedule, and any collateral requirements—will be outlined in a separate loan agreement. You are responsible for reviewing and understanding all terms before signing.
Key terms to review include:
You agree to repay all amounts borrowed according to the terms specified in your loan agreement. Failure to make timely payments may result in:
If you experience financial difficulty, contact us immediately to discuss possible solutions.
Text Messaging Program Terms
By providing your mobile phone number and expressly consenting via our contact form or application, you agree to receive recurring marketing and promotional SMS/MMS messages from RET Venture LTD, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
Message frequency varies; you may receive up to 4 messages per month. Message and data rates may apply based on your carrier's plan. Consent to receive text messages is NOT a condition of purchase or obtaining any loan or service from RET Venture LTD.
Opt-Out Instructions: To stop receiving text messages from us, reply STOP to any message. You will receive one final confirmation message confirming your opt-out. After opting out, you will no longer receive marketing messages, but we may still contact you regarding existing loan obligations or account matters.
Help and Support: For assistance, reply HELP to any message or contact us at ronan@retventure.com.
Carrier Compatibility: Our text messaging service is available on major U.S. carriers. Message delivery is subject to carrier limitations and network availability. We are not liable for delayed or undelivered messages.
Privacy: Your mobile phone number and related opt-in data will not be shared with third parties for marketing purposes. Please review our Privacy Policy for more information on how we handle your personal data.
All fees associated with your loan will be disclosed in your loan agreement. Typical fees may include:
You are responsible for paying all costs associated with your loan, including any attorney fees or collection costs incurred in the event of default.
Loan proceeds must be used for legitimate business purposes. You agree not to use funds for any illegal activity or purpose prohibited by federal, state, or local law.
All content on this website, including text, graphics, logos, and software, is the property of RET Venture LTD and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works from any content without our express written permission.
To the fullest extent permitted by law, RET Venture LTD and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services or website, even if we have been advised of the possibility of such damages.
Our total liability to you for any claim arising from these Terms or our services shall not exceed the amount of fees you have paid to us in the twelve months preceding the claim.
You agree to indemnify and hold harmless RET Venture LTD and its affiliates, officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorney fees) arising from:
These Terms and any loan agreement you enter into with RET Venture LTD shall be governed by the laws of the State of New York, without regard to conflict of law principles.
Any dispute arising from these Terms or our services shall be resolved through binding arbitration in New York County, New York, in accordance with the rules of the American Arbitration Association. You waive any right to a jury trial or to participate in a class action lawsuit.
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after any such changes constitutes acceptance of the revised Terms. We encourage you to review these Terms periodically.
If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.
These Terms, together with any loan agreement you execute and our Privacy Policy, constitute the entire agreement between you and RET Venture LTD regarding your use of our services and supersede any prior agreements or understandings.
If you have questions about these Terms or our services, please contact us:
RET Venture LTD
1264 Lexington Ave
New York, NY 10028
Email: ronan@retventure.com
By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.